Thank you for visiting https://utradea.com/ (together with all other websites and services operated by or on behalf of Utradea Inc., the "Site"). Your privacy is important to us. To better protect your privacy, we provide this privacy policy ("Privacy Policy") explaining our online information practices and the choices you can make about the way your information is collected and used at the Site. This Privacy Policy forms part of the Terms and Conditions. Capitalized terms not defined herein shall have the meanings ascribed to them in the Terms of Use.

1. Introduction

We are committed to respecting your online privacy and recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us. Third Party Service Providers If you choose to provide us with your Personal Information on the Site, we may transfer that Personal Information within Utradea or to Utradea 's third-party service providers, but only to provide services on the Site, across borders, and from your country or jurisdiction to other countries or jurisdictions around the world. We do not sell Personal Information to third parties. We do allow third party service providers to collect Personal Information through our Site and share Personal Information with third party service providers for the business purposes described in this Privacy Policy, including without limitation advertising and marketing on our Site based on users online activities over time and across different services and devices. We may also share aggregated information (information about our users that we combine so that it no longer identifies or references an individual user) and other anonymized information for regulatory compliance, industry and market analysis, research, demographic profiling, marketing and advertising, and other business purposes.

Data We Collect Purpose

Third Party Service Providers with whom we may share your personal data

When you register on our site as a user

Your email address We use your email address to send you email alerts and email newsletters which you choose, and to enable you to log into the website.

Mailchimp Inc.

Mailchimp assist us in our communications with you.

Ideas in your portfolio, list of authors you follow

This information allows us to show you ideas and news about your stocks, and ideas by authors you follow.

Geolocation

We use geolocation to show you advertising that may be relevant to your location, for security and anti-fraud purposes, and to ensure that we avoid doing business in locations where we are not allowed to do so by applicable law.

IP address

We use IP addresses for security and anti-fraud purposes including to identify bots and other malicious activities that threaten our ability to provide our service to you.

User IDs and cookies

This information allows us to customize content and advertising to you.

When you purchase a subscription to one of our services (including Marketplace)

Your real name, ZIP code This information is required as part of our subscription sign up process, for billing purposes and to determine whether or not we need to charge you with sales tax. Your subscriptions, phone number, email address, Geolocation, IP address This information allows us to fulfill customer orders, provide customer service and marketing assistance, perform business and sales analysis, support our website functionality, and support contests, surveys and other features offered through our site

Last 4 digits of your credit card number, credit card expiration date and credit card type.

This information allows us to process payments from paying subscribers

In order to comply with information requests which we periodically receive from legal authorities, we currently maintain an unlimited retention period. For inquiries with regard to your personal information, you may contact us via our dedicated email box: support@utradea.com

Utradea strives to comply with all applicable laws around the globe that are designed to protect your privacy. Although legal requirements may vary from country to country, Utradea intends to adhere to the principles set forth in this Privacy Policy even if, in connection with the above, we transfer your Personal Information from your country to countries that may not require an "adequate" level of protection for your Personal Information. In other words, our goal is to provide protection for your Personal Information no matter where that Personal Information is collected, transferred, or retained. Finally, we may disclose your Personal Information or any information you uploaded via the Site and its services (including via your Utradea email account) if we have a good faith belief that disclosure of such information is helpful or reasonably necessary to i) comply with any applicable law, regulation, legal process or governmental request, ii) enforce our Terms of Service including investigations of potential violations thereof, iii) detect, prevent, or otherwise address fraud or security issues, or iv) protect against harm to the rights, property or safety of Utradea , its users, yourself or the public.

2. Cookies and Other Tracking Technologies

Web Cookies

A “Web Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the site. We use Web Cookies to track the pages that users visit during each Site session, both to help us improve users’ experiences and to help us understand how the Site is being used. As with other non-Personal Information gathered from users of the Site, we analyze and disclose in aggregated form information gathered using Web Cookies, in order to help us, our partners and others better understand how the Site is being used. We do not attempt to link information gathered using Web Cookies to Personal Information. USERS WHO DO NOT WISH TO HAVE WEB COOKIES PLACED ON THEIR COMPUTERS SHOULD SET THEIR BROWSERS TO REFUSE WEB COOKIES BEFORE ACCESSING THE SITE, WITH THE UNDERSTANDING THAT CERTAIN FEATURES OF THE SITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF WEB COOKIES. USERS WHO REFUSE WEB COOKIES ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

Web Beacons

A “Web Beacon” is an object that is embedded in a web page that is usually invisible to the user and allows website operators to check whether a user has viewed a particular web page or an email. We may use Web Beacons on the Site and in emails to count users who have visited particular pages, viewed emails, and to deliver co-branded services. Web Beacons are not used to access users’ Personal Information; they are a technique we may use to compile aggregated statistics about Site usage. Web Beacons collect only a limited set of information including a Web Cookie number, time and date of a page or email view, and a description of the page or email on which the Web Beacon resides. You may not decline Web Beacons, however, they can be rendered ineffective by declining all Web Cookies or modifying your browser setting to notify you each time a Web Cookie is tendered and permit you to accept or decline Web Cookies on an individual basis.

3. Privacy Principles

To protect your privacy, we have adopted the following principles:

• Notice

• Choice

• Security

• Access/Accuracy

3-1. Notice

Other than as set forth above in the section “Third Party Service Providers” we do not currently provide your Personal Information to third parties.

3-2. Choice

You may choose whether or not to provide Personal Information to Utradea . The notices we will provide where Utradea collects Personal Information on the Site should help you to make this choice. If you choose not to provide the Personal Information we request, you can still visit most of the Site, but you may be unable to access certain options, offers, and services that involve our interaction with you.

3-3. Security

You may choose whether or not to provide Personal Information to Utradea . The notices we will provide where Utradea collects Personal Information on the Site should help you to make this choice. If you choose not to provide the Personal Information we request, you can still visit most of the Site, but you may be unable to access certain options, offers, and services that involve our interaction with you.

3-4. Access/Accuracy

To the extent that you do provide us with Personal Information, Utradea wishes to maintain accurate Personal Information. You may check your profile and add information, delete information or correct any incorrect information.

4. Links to Other Sites

Our Site may contain links to other sites. Other sites may also reference or link to our site. We are not responsible for the privacy practices or the content of such other sites.

5. Childrens' Privacy

The Site is not structured to attract children. Accordingly, we do not intend to collect Personal Information from anyone we know to be under 18 years of age.

6. Commitment

We are committed to protecting your privacy. Protecting your privacy online is an evolving area, and Utradea 's Sites are constantly evolving to meet these demands. If you have any comments or questions regarding our Privacy Policy, please contact us at support@utradea.com. While we cannot guarantee privacy perfection, we will address any issue to the best of our abilities as soon as possible.

7. Your Consent

By using this Site, you consent to the terms of our Privacy Policy and to Utradea 's processing of Personal Information for the purposes given above. If you do not agree to this Privacy Policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.